Months to pay off a car loan.
Same math as any amortized loan: given balance, APR, and monthly payment, solve for months to zero.
If your payment is less than the monthly interest, the loan never pays off.
This is the same underlying formula used across every loan calculator on this site — mortgages, personal loans, and car loans all pay off according to identical amortization math, just with different typical rates and terms.
$15,000 balance at 6% APR, $350/mo: about 48.4 months to payoff.
Depends on interest rate. High-rate loans (>6%) usually worth paying down. Low-rate loans (<3%) — might be better to invest the extra.
Most modern US auto loans have none — check your loan agreement to be sure.
On a typical car loan, adding even a modest amount to the monthly payment can shave several months off the payoff timeline and save real money in interest — try a couple of amounts here to compare.